Lebih jimat TENAGA Dan MASA dengan BJAK...

 📌 Apa Itu BJAK / Bjak.my

BJAK ialah platform digital & ejen insurans atas talian di Malaysia yang membantu pengguna:
✅ mendapatkan sebut harga insurans daripada pelbagai syarikat,
✅ membandingkan pilihan insurans,
✅ membeli atau memperbaharui polisi insurans secara online,
semuanya dalam satu portal mudah. �




BJAK juga dikendalikan oleh Bjak Sdn. Bhd., sebuah perniagaan berstatus MSC di Malaysia yang memberi fokus kepada insurans kenderaan & takaful, dan diluluskan sebagai Penasihat Kewangan oleh Bank Negara Malaysia (BNM).



⭐ Keistimewaan Utama BJAK


✅ 1. Banding & Beli Insurans Dalam Talian

Pengguna boleh pilih dari banyak produk insurans seperti:
insurans kereta
insurans motor
insurans perjalanan
insurans nyawa & perubatan
insurans kandungan rumah
tanpa perlu pergi ke pejabat fizikal.



➡️ Kelebihan: proses ini cepat & fleksibel, dalam masa beberapa minit sahaja.


✅ 2. Pilihan Bayar Bulanan / Buy Now Pay Later
BJAK menawarkan pilihan bayar ansuran (3/6/12 bulan) untuk premium insurans — ini boleh bantu urus bajet pengguna.

✅ 3. Banyak Syarikat Insurans Di Satu Tempat
Platform ini bekerjasama dengan banyak penyedia insurans & takaful besar di Malaysia, jadi pengguna dapat banding & pilih yang paling sesuai dengan keperluan mereka.

✅ 4. Ulasan & Penilaian Pengguna (4.8★)

Berdasarkan ulasan di laman sendiri & Google Review, ramai pengguna memberi rating 4.8/5 kerana pengalaman yang cepat, mudah dan bantuan yang responsif.

✅ 5. Sokongan Khidmat Pelanggan

BJAK ada menyatakan mereka menyediakan sokongan 24/7 untuk bantu urusan pembelian atau tuntutan insurans.

✅ 6. Fungsi Tambahan

Selain hanya beli insurans, BJAK juga menawarkan perkhidmatan seperti:
🚗 tempahan servis & pembaikan bengkel secara online
📍 pilihan ansuran untuk servis
📲 perkhidmatan penganjuran & bantuan kenderaan (tertakluk kepada pilihan plan)

⚠️ Perkara Untuk Diambil Perhatian

📌 Isu Roadtax – Secara rasmi, beberapa pengguna menyatakan bahawa road tax mungkin perlu diperbaharui terus dengan JPJ/MyJPJ atau pihak lain, bukan sepenuhnya melalui pihak ketiga seperti BJAK saja. Ada juga perbincangan dalam komuniti bahawa sistem renewal roadtax melalui BJAK pernah menjadi isu dengan pihak JPJ.



📌 Pengalaman pengguna berbeza-beza – sesetengah ulasan komuniti mengatakan pengalaman marketing melalui WhatsApp atau e-mail boleh jadi agresif, dan sesetengah orang lebih gemar renew terus melalui sumber rasmi atau syarikat insurans sendiri.



📌 Harga & Kos – kadang-kadang harga melalui platform agen atau perantara boleh lebih tinggi berbanding beli terus dari syarikat insurans asal — jadi bandinglah harga dan terma perlindungan sebelum beli.


📌 Kesimpulan Ulasan

BJAK / Bjak.my ialah platform insurans digital yang memudahkan pembelian dan perbandingan polisi untuk pengguna di Malaysia — terutamanya untuk insurans kenderaan. Ia menawarkan banyak pilihan syarikat, proses yang mudah, dan sokongan pelanggan yang aktif.


Namun, seperti mana-mana perkhidmatan pihak ketiga, pastikan kamu selaraskan info road tax, harga & terma polisi dengan teliti sebelum membuat keputusan.

Link:
https://bjak.my/ref/bjakusergvny

Top SEO Tricks to Find High CPC Keywords That Actually Make Money

🔥 SEO Tricks That Actually Rank (2026-proof)

1. Target Buyer-Intent Keywords

Forget traffic-only keywords. Go after ones with “wallet open” intent:

• best

• buy

• pricing

• cost

• near me

• comparison

• vs

👉 Example:
❌ “SEO tips”
✅ “SEO services pricing for small business”

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2. Steal Keywords from Ads (Underrated Hack)

If companies are paying for ads, the keyword is profitable.

How:

• Google a keyword

• Scroll → look at People Also Ask

• Look at bolded words in ads

• Copy ad headlines → turn them into blog titles

---

3. Rank Faster with Low-Competition CPC Keywords

Use long-tails with money intent:

[service] + for + [specific audience]
[tool] + alternatives
[service] + cost in + [city]

These convert like crazy.

---

4. Programmatic SEO (Easy Version)

Create multiple pages with same structure:

• “Best [Service] in [City]”

• “Cost of [Service] in [City]”

• “Top [Tool] for [Industry]”

This works insanely well for local & SaaS sites.

---

5. Internal Linking = Free Rankings

Every money page should have:

• 5–10 internal links

• exact or partial match anchor text
  Example:
  👉 best personal injury lawyer in Texas

---

💎 High-CPC Keyword Niches (Advertisers Love These)

🏦 Finance (Highest CPC)

• insurance quotes

• car insurance comparison

• health insurance plans

• personal loan interest rates

• credit repair services
  💰 CPC: $20–$120+

---

⚖️ Legal (Extremely Competitive but Profitable)

• personal injury lawyer

• car accident attorney near me

• DUI lawyer cost

• immigration lawyer consultation
  💰 CPC: $30–$150+

---

🖥️ Tech / SaaS

• CRM software pricing

• email marketing tools

• AI writing software

• cybersecurity services
  💰 CPC: $10–$50+

---

🏥 Health (Local Wins Big)

• rehab centers near me

• private health clinics

• dental implants cost

• cosmetic surgery pricing
  💰 CPC: $15–$80+

---

🏠 Local Services (Easiest to Rank)

• roofing contractors near me

• HVAC repair cost

• plumbing services emergency

• pest control services
  💰 CPC: $10–$60+

---

⭐ “Favourite” SEO Keywords Formula (Use This)

Instead of guessing keywords, build them:

best + [service] + for + [specific problem]
[service] + cost + [location]
[tool] + vs + [tool]
[service] + reviews + [year]

---

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🔥 AFFILIATE SEO (FULL DETAILED GUIDE)

Affiliate SEO = ranking pages that send visitors → affiliate offer → commission
Not traffic for ego. Traffic for 💰.

---

1️⃣ BEST AFFILIATE SEO NICHE (High CPC + Easy Money)

Choose niches where:

• People buy online

• Products cost $50+

• Companies pay good commissions

💎 Top Affiliate Niches

• Web hosting (Bluehost, Hostinger, Cloudways)

• VPNs (NordVPN, ExpressVPN)

• Software & SaaS (email tools, AI tools)

• Finance tools (credit score, investing apps)

• Health supplements

• Online courses

👉 Avoid: news, motivation, poems, viral content

---

2️⃣ AFFILIATE KEYWORD TYPES (MOST IMPORTANT)

🥇 Buyer-Intent Keywords (BEST)

These make money:

best [product]
[product] review
[product] vs [product]
is [product] worth it
[product] pricing

Example:

• best VPN for streaming

• Bluehost review

• Hostinger vs Bluehost

---

🥈 Problem-Solution Keywords (VERY POWERFUL)

how to fix [problem]
best tool for [problem]

Example:

• best email marketing tool for small business

• best AI tool for content writing

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3️⃣ PERFECT AFFILIATE ARTICLE STRUCTURE

🧠 SEO + Conversion Layout

H1: Best VPN for Streaming in 2026 (Fast & Secure)

Intro:
- Pain point
- Promise solution
- Trust signal

H2: Quick Comparison Table
H2: #1 Best VPN – Review
H2: #2 Best VPN – Review
H2: Pros & Cons
H2: FAQs
H2: Final Verdict

💡 Comparison tables increase conversions by 2–3x

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4️⃣ ON-PAGE SEO FOR AFFILIATE POSTS

✅ Must-Do SEO Checklist

• Keyword in:

  • Title

  • URL

  • First 100 words

  • 1 H2

• Internal links (3–5)

• External authority links

• Images with ALT text

• Fast loading (Blogspot friendly)

---

5️⃣ HOW TO RANK AFFILIATE POSTS FAST

🚀 Low Competition Hack

Target long-tail keywords:

❌ best VPN
✅ best VPN for Netflix USA
✅ best VPN for students

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🔗 Backlinks (Simple Method)

• Guest posts

• Web 2.0 (Medium, Blogger, Tumblr)

• Niche edits

• Profile links (only few)

👉 Even 5–10 good links can rank a page.

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6️⃣ AFFILIATE LINK PLACEMENT (CRITICAL)

Best spots:

• After intro

• Inside comparison table

• Under each product review

• Final CTA section

❌ Don’t spam links
✅ Use buttons like:

“Check Price”, “Get Discount”, “Visit Official Site”

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7️⃣ BLOGSPOT + AFFILIATE SEO (YES, IT WORKS)

Blogspot Tips:

• Use custom domain

• Clean theme (fast)

• Enable HTTPS

• Manual meta description

• Add affiliate disclaimer

Google does rank Blogspot if content is good.

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8️⃣ HIGH-CPC AFFILIATE KEYWORDS EXAMPLES

🖥️ Software

• email marketing software pricing

• CRM software for small business

• AI writing tools comparison

🌍 VPN / Hosting

• best VPN for torrenting

• cheapest web hosting for beginners

• cloud hosting vs shared hosting

💳 Finance

• best credit monitoring service

• investment apps for beginners

• personal finance software

---

9️⃣ COMMON AFFILIATE SEO MISTAKES

❌ Targeting high-competition keywords
❌ Thin content
❌ No comparison tables
❌ Too many affiliate links
❌ No trust signals (reviews, FAQs)

---

🔥 BEST AFFILIATE SEO STRATEGY (2026)

1. Pick one niche

2. Write 10 buyer-intent articles

3. Interlink them

4. Build few quality backlinks

5. Wait 2–3 months → commissions start

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🚀 HOW TO PROMOTE INVOLVE ASIA AFFILIATE (FULL GUIDE)

1️⃣ PICK THE RIGHT INVOLVE ASIA OFFERS (MOST IMPORTANT)

Inside Involve Asia, focus on:

• E-commerce: Shopee, Lazada, Tokopedia, AliExpress

• Digital products: hosting, apps, subscriptions

• High conversion categories:

  • Electronics

  • Fashion

  • Beauty

  • Home & kitchen

💡 Tip: Choose offers with high commission + high EPC, not just big brands.

---

2️⃣ BEST PROMOTION METHODS (FREE + PAID)

🔥 METHOD 1: SEO BLOG (BEST & LONG-TERM)

Content Types That Convert

Use buyer-intent keywords:

best [product] in [country]
[product] review
[brand] vs [brand]
cheap [product] online

Example Blog Titles

• Best Wireless Earbuds in Malaysia (Shopee Deals)

• Shopee vs Lazada: Which Is Cheaper in 2026?

• Xiaomi Power Bank Review – Worth Buying?

📌 Insert Involve Asia links:

• After intro

• Comparison table

• “Buy Now” buttons

👉 Works perfectly on Blogspot + custom domain

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🔥 METHOD 2: FACEBOOK (FAST SALES)

What Works on Facebook

• Deal posts

• Flash sales

• Discount codes

• Product images + short copy

Example Post

🔥 Shopee Flash Sale!
50% OFF Wireless Earbuds
👉 Buy here before stock ends 👇

⚠️ Use landing page or blog post (don’t direct link too much).

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🔥 METHOD 3: TIKTOK (VERY HOT 🔥🔥)

TikTok Strategy

• Product review videos

• Unboxing

• “Best under $20” videos

• Shopee haul videos

📌 Add link:

• Bio → Blog page

• Or Linktree → Involve Asia links

TikTok traffic converts VERY well for Involve Asia.

---

🔥 METHOD 4: YOUTUBE (PASSIVE INCOME)

Video Ideas

• “Top 5 Shopee Gadgets You Must Buy”

• “Shopee vs Lazada – Price Comparison”

• “Is This Product Worth Buying?”

Put affiliate links in description.

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🔥 METHOD 5: TELEGRAM / WHATSAPP GROUPS

Perfect for:

• Daily deals

• Coupon sharing

• Flash sales

💡 Build trust first → don’t spam links.

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3️⃣ HOW TO PLACE INVOLVE ASIA LINKS (IMPORTANT)

Best Converting Placement

• Buttons: Buy Now / Check Price

• Comparison tables

• Product images (clickable)

• End of article CTA

❌ Avoid naked links everywhere
✅ Use clean CTAs

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4️⃣ COUNTRY-WISE PROMOTION (VERY IMPORTANT)

Involve Asia is country-specific.

Country	Best Platforms
Malaysia	Shopee, Lazada
Indonesia	Tokopedia, Shopee
Philippines	Shopee, Lazada
Thailand	Lazada, Shopee
Vietnam	Shopee

👉 Always target local keywords + local currency.

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5️⃣ COMPLIANCE & SAFETY (DON’T GET BANNED)

• Add affiliate disclaimer

• No fake reviews

• No misleading prices

• Follow Shopee/Lazada promo rules

• Avoid spam ads

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6️⃣ FAST START PLAN (BEGINNER FRIENDLY)

7-Day Action Plan

Day 1–2: Choose niche + country
Day 3: Create Blogspot + custom domain
Day 4: Write 2 product review posts
Day 5: Create TikTok + Facebook page
Day 6: Post 3 deal videos/posts
Day 7: Analyze clicks & sales

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💰 HIGH-CONVERTING INVOLVE ASIA PRODUCT IDEAS

• Wireless earbuds

• Smart watches

• Beauty tools

• Phone accessories

• Kitchen gadgets

Is 2026 going to be a good year for investing in crypto?

 

Is crypto a good choice investment in 2023?

Supply and demand drive any market; hence, the assets’ price and renown. Bitcoin price grows slower compared to cheaper cryptocurrencies; still, investing in them is riskier due to several reasons. This article will tell which cryptocurrency is the best investment in 2023 and will fit mid and long-term deals.

Is it worth investing in crypto in 2022-2023?

Investing in crypto requires a conscious approach without dreams of becoming rich in a few days or weeks. Cryptocurrency is the future, yet not many accept it now. The main task is to find a crypto asset to invest in and hold for five to ten years.

Cryptocurrency is a high-risk asset for any investor, but it allows them to earn a fortune shortly. The coins must meet the requirements of a specific person and provide an understanding of their possible result.

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Digital currency must be straightforward, intuitive, and easy to buy, sell, withdraw, or exchange. Each token must have a project behind it, a team, and a developer; thus, it will have prospects and development in the future.

Currently, the market is experiencing a deep correction, and many assets lost 70 to 95% of their value. Therefore, it is an excellent investment time since the market can’t dump or grow forever. It is possible that in 2023 the prices will go up, and those who invested in 2022 will gain income. The experts are more than sure that Bitcoin will not remain below $20 000 for an extended period.

Altcoins, like Ethereum, are a significant market element. The analysts claim that altcoins will show their power soon and grow by dozens of folds. DeFi and other new developments might become the top interest industries; hence they will have positive dynamics. ICHI platform manager Bryan Gross is sure about it. For the first time in history, there was an investment of over 200 billion dollars in DeFi. More and more funds go to projects, and the interest of major companies is only growing.

In 2021, numerous governments and countries acclaimed that they find cryptocurrency appealing. However, China started banning digital currency, and the USA fought with some crypto market elements. The experts are sure that stablecoins like Tether (USDT) are the key industry for regulators.

Bitcoin is the prime cryptocurrency; it’s digital gold, a leading asset by capitalization and trading volume, yet not the only option for investment in 2023. Numerous promising projects might offer profit in the future. Below you will find a list of coins according to investment risk. Less risky assets require investing more money, while high-risk investments must be a minimum of your balance.

TOP 3 cryptocurrencies with low-risk

Diversification is significant for investment portfolios. It will help to protect and multiply your investment in the long run. For example, 60% of funds must be low-risk investments, 25-30% must be medium, and the remaining money — high-risk assets.

Bitcoin (BTC)

It’s one of the best cryptocurrencies for investment regardless of the period. Bitcoin is the crypto market leader and a prominent landmark. In 2021, it proved to be an asset. Bitcoin reached 63 thousand dollars and got a new maximum of 68 thousand dollars in half a year.

Bitcoin’s future is almost 100% positive. Many countries adopted it for online payments and made the coin an official payment method.

BTC is quite outdated in technology since there are more advanced projects; therefore, traders and investors employ cryptocurrency as an index because it is the most secure option. A limited offering drives the demand, and with time, the need for 1 BTC will be greater than now, and the price will reach a few hundred thousand dollars per coin. Kraken exchange CEO Jessie Powell claims that people must consider BTC as a long-term investor for up to five or more years.

Ethereum (ETH)

Ethereum is the second low-risk cryptocurrency. It’s a promising altcoin focusing on innovations. Ethereum is not just a cryptocurrency but a complete platform for developers. It allows the creation of assets employing blockchain and smart contracts. The current price is about $1000, yet ETH's growth dynamics are higher than BTC's. Ethereum’s blockchain processes a transaction within 15 seconds, while it takes 15 minutes for BTC.

Ethereum is a significant element in many DApps; hence it is secure for investment. The Ethereum 2.0 update is one of the reasons for a bullish run in 2023.

Binance coin (BNB)

Binance exchange native cryptocurrency is rated the third according to market capitalization. It employs the BFT consensus method. It is a deflationary coin, and one per quartal the company burns tokens, which positively impacts the BNB. The asset is one of those promising coins for 2023 since its price proliferates. The exchange’s token develops in various industries.

Binance develops an ecosystem where any user can find numerous helpful things, from passive income to DApps, etc.

Medium-risk cryptocurrency

This category will include medium-risk cryptocurrencies that can be a part of the portfolio. These projects are fundamental, innovative, and serve particular purposes in the crypto and other industries.

Polkadot (DOT)

This project actively develops, makes a network parachain, and functions in a Web 3.0 network. Polkadot enthusiasts call it ETH killer; hence it must be a part of the portfolio. The prime issue now is functional compatibility. Polkadot targets to solve the blockchain compatibility problems. It is a multi-system that connects other blockchains. Gavin Wood manages the project, and the creators aim to develop a single decentralized network. If it achieves globalization, it will allow the creation of a new internet version where the information will be protected from regulators and the central government.

Cardano (ADA)

Cardano is one of the world’s biggest cryptocurrencies and one of the best assets for investors who seek a vital and young asset with considerable potential in 2023. ADA is a technological achievement in a blockchain environment.

Avalanche (AVAX)

AVAX is a virtual asset that builds a unified ecosystem where users worldwide can transact funds with crypto means. AVAX is Avalanche’s native token that serves for fees payments, protecting the network, and other tasks.

Cosmos Network (ATOM)

Jae Kwon and Ethan Buchman developed the Cosmos blockchain employing the Tendermint consensus protocol. The project targets to coordinate the work between different blockchains in decentralized finance.

Cosmos allows interacting with blockchains beyond the standard network connection. It has adjustment elements that will enable to implement own settings, and the consensus mechanism helps to do it.

Flow

Flow is based on cryptocurrency games and NFT marketplaces. This approach allows scaling without segmenting; hence, all operations are fast and require minimum fees. Flow increased its bandwidth significantly by distributing the validation to four nodes.

DYDX

DYDX is the DEX’s exchange native token. There is significant demand for the project; the exchange actively develops, and new instruments and functions appear. As cryptocurrencies grow, many countries start controlling, banning, and regulating financial operations. 

As a result, decentralized platforms that allow trading and investing without regulation are promising. This platform enables independently doing any process with crypto.

https://www.quora.com/Is-2026-going-to-be-a-good-year-for-investing-in-crypto?q=crypto%202026